All our loans reflect the circumstances and risks of our clients. Charges will only be applied to contracted loans. There is no application fee. 

We price our loans around 1.00% per month. Interest will be serviced or retained. With retained interest, the amount that can be lent on a property is likely to be reduced. Our interest rates can change if the BoE base rate increases. 

The arrangement fee for a typical loan will be 2%. In some circumstances there may be an additional 1% procurement charge.

 On development and more complex loans 1 – 2% redemption charge may be applied.

Where a loan is drawn in tranches, a 0.25% monthly undrawn fee may be charged in certain circumstances.

We do not undertake or rely on 3rd party valuations representing a considerable saving for our clients in both financial terms and speed of drawdown.

In addition, we will require a cost indemnity for our 3rd party legal costs. 

Would you like to start a project with us?

You can contact us at or use the following telephone number